Car buying service

We negotiate your next car. You drive it home.

Skip the showroom haggling. A ZILOCAR advisor finds the right car, checks its history, negotiates the out-the-door price, and reviews the finance paperwork before you sign.

  • Advisor calls within 1 business day
  • Free first consultation
  • No commitment
Plans

Pick the help you need

From a complete hands-off purchase to a second look at a contract you already signed.

Most popular

Full Purchase Concierge

We run the whole deal. You pick up the keys.

Free consultationQuoted on your call

Buyers who want the car without the dealership marathon

  • A dedicated advisor from first call to delivery
  • We search dealer inventory for the car you want
  • Every candidate checked with a ZILOCAR history report
  • Out-the-door price negotiation, in writing
  • F&I office review before you sign
  • Trade-in factored into the deal
Get started

Price Negotiation

You found the car. We get the price down.

Free consultationQuoted on your call

Buyers who have a car picked out

  • We contact the dealer on your behalf
  • Out-the-door quote with every fee itemized
  • Counter-offers handled by your advisor
  • ZILOCAR history report on the car
Get started

F&I Consultation

Walk into the finance office prepared.

Free consultationQuoted on your call

Buyers about to sign at the dealership

  • Review of your financing offer and rate
  • Which add-ons are worth it and which to decline
  • A plan for the finance-office conversation
Get started

F&I Audit

Already bought? Check what you paid for.

Free consultationQuoted on your call

Recent buyers who want a second look

  • Line-by-line review of your purchase contract
  • Add-ons and fees that may be cancellable
  • Next steps to request refunds where possible
Get started
How it works

Four steps from request to keys

  1. Tell us what you want

    Share the car you are after (or its VIN), your ZIP code, your timeline, and any trade-in.

  2. Talk to an advisor

    An advisor calls within one business day to understand your budget and quote the service.

  3. We shop and negotiate

    We check history reports, contact dealers, and push for a written out-the-door price.

  4. You sign and drive

    Review the final numbers with us, skip the add-on pressure, and pick up your car.

Compare

Who runs your deal?

See which parts of the purchase you hand off to your advisor with each plan.

TaskOn your ownPrice NegotiationFull Concierge
Find the right carSearching listings across dealers near youYouYouHandled by ZILOCAR
Check vehicle historyAccidents, title brands, odometer, and ownershipYouHandled by ZILOCARHandled by ZILOCAR
Get an out-the-door quotePrice, taxes, and every dealer fee in writingYouHandled by ZILOCARHandled by ZILOCAR
Negotiate with the dealerCalls, emails, and counter-offersYouHandled by ZILOCARHandled by ZILOCAR
Factor in your trade-inKeep the trade-in from hiding a higher priceYouNot includedHandled by ZILOCAR
Review the F&I paperworkWarranties, protection packages, and financing termsYouNot includedHandled by ZILOCAR
Time at the dealershipTypical visit to finish the purchaseHoursShorterPickup only
Why ZILOCAR

Buying help backed by vehicle data

We started with vehicle history reports. Now we use that data to help you buy the right car at the right price.

  • History data on every car

    Every car we recommend is checked with a ZILOCAR vehicle history report before you commit.

  • A real advisor, fast

    A person, not a chatbot, calls you within one business day of your request.

  • Out-the-door pricing

    We negotiate the full price you will pay, including fees, not just the sticker.

  • F&I office backup

    We flag the extended warranties and add-ons that inflate your payment.

  • Your time back

    Skip the back-and-forth and the long afternoon in the showroom.

  • No commitment to start

    The first call is free. You decide whether to go ahead once you hear the quote.

FAQ

Questions, answered

What is a car buying service?

A car buying service is an advisor who works on your side of the deal. We help you find the car, check its history, negotiate the price with the dealer, and review the finance paperwork so you avoid overpaying.

How much does it cost?

Your first consultation is free. Your advisor quotes the service on that call, based on the plan you pick and the car you want. You only go ahead if the quote works for you.

Which plan should I choose?

Choose Full Purchase Concierge if you want us to handle everything. Choose Price Negotiation if you already have a specific car. Choose F&I Consultation if you are about to sign, or F&I Audit if you have already bought.

What is the F&I office?

F&I stands for finance and insurance. It is the dealership office where you sign the loan and are offered extended warranties, protection packages, and other add-ons. Many of those add-ons are optional and negotiable.

Do I need to know the exact car or VIN?

No. You can describe what you are looking for (for example, a 2022 or newer midsize SUV under $35,000), or give us the VIN of a car you have already found.

Can you help with my trade-in?

Yes. Tell us about your trade-in when you send your request, and your advisor will take it into account so it does not hide a higher price on the new car.

How quickly will I hear back?

An advisor contacts you within one business day by phone or email.

Do I need a ZILOCAR account?

Yes. Requests are sent from your free ZILOCAR dashboard so your advisor and your vehicle reports stay in one place. If you are new, you can sign up in a minute.

Car buying, the way it should work

Tell us what you want to drive. An advisor will call within one business day.

Get buying help